| A method for providing insurance includes providing a bundle of
products and services to a crop producer, the bundle of products
and services comprising seed products and insurance. The insurance
provides a benefit to the crop producer if grain grown from the
seed products does not meet or exceed a crop quality threshold.
The method further includes determining if crop grown from the seed
products meets or exceeds the crop quality threshold and if the
crop does not meet or exceed the crop quality threshold, providing
the benefit to the crop producer according to the insurance. The
benefit may be a cash benefit or a seed credit. The crop quality
may be related to a particular end use for the grain such as ethanol
production, food production, or use as a livestock feed.
Disclosed herein is a method for reconciling an insurance payment
to an entity, such as a pharmacy, with an insurance claim made by
the entity. Some embodiments of the method comprise providing a
claim value belonging to a set of claim values, providing a claim
identification value associated with the claim value and belonging
to a set of claim identification values, providing a payment value
belonging to a set of payment values, providing a payment identification
value associated with the payment value and belonging to a set of
payment identification values and, where the payment identification
value and the claim identification value correspond to each other,
matching the payment value with the claim value. Additional systems
and methods are also disclosed herein.
A system and method for assessing, pricing, and provisioning distance-based
vehicle insurance are provided. In one example, the method receives
identification information of a customer and an associated vehicle,
and a current odometer reading. Multiple coverage types are provided
to the customer, as is at least one quote when the customer selects
one of the coverage types. The quote includes a policy rate identifying
a cost per distance unit based on the identification information.
The customer is provided with multiple items based on the quote,
where each item includes a total number of distance units for purchase
at the policy rate. An insurance policy may be purchased in response
to the customer selecting one of the items. The insurance policy's
coverage is based on an expiration odometer value defined as the
sum of the current odometer reading and the total number of distance
units included in the selected item.
A system for monitoring a business's operational characteristics
and employee classifications, in real time, to obtain increased
amounts of data relating to the total compensation for purposes
of providing a more accurate determination of a cost of insurance
for the risk, on a real-time basis, and to bill such charges directly
to the risk according to their unique finance plan in direct relation
to their payroll cycle.
A system and method are provided to recommend at least one insurance
plan (e.g., a health insurance plan) to a user via a computer network.
In an embodiment, the method includes presenting at least one question
to a user via a client device. The question may be for identification
of at least one insurance plan and an answer to the question. A
database may be investigated to identify a subsequent question associated
with the answer provided to the first question by the user, wherein
the subsequent question also being for identification of the at
least one insurance plan. Thereafter, the subsequent question is
presented to the user and a subsequent answer to the subsequent
question is then received. Investigating the database to identify
a subsequent question and receiving the subsequent answer is iteratively
performed in a dynamic and interactive way to identify the at least
one insurance plan.
A computer-based insurance claim processing system (500) provides
for the formation and segregated storage of associations (510) that
link various active insurance claims (506) to one another. In addition,
if desired, the associations can comprise additional information
regarding, for example, the nature or type of association and/or
other information as a user may wish to include to inform, control,
or otherwise characterize the association and/or the associated
claims.
A Vehicle Insurance Status Display System (VISDS) method and system
of providing readily perceivable access to selected key information
regarding the insurance status of a vehicle. The VISDS provides
an at least partially symbolized representation of the germane informational
content of a vehicle owner's manner of insuring that vehicle in
accordance with the relevant laws of the relevant jurisdiction that
the vehicle is registered in. The at least partially symbolized
representation is prepared in the form of a display for exhibiting
on the vehicle. The manners of symbolizing utilize perception facilitating
modes to enhance the readiness of perception of the selected key
information, and in particular the germane informational content
of the insurance status date for that vehicle, which is the date
through which the vehicle is properly insured.
A system and method for allocating an investor's wealth to at least
one risky asset and life insurance includes retrieving a profile
of the investor. The financial capital available to the investor
and a human capital value for the investor are determined. An objective
function value for the investor is determined and maximized. An
amount of the investor's wealth is allocated to the at least one
risky asset and to life insurance.
A method of funding and managing at least one fund of a plurality
of diverse life insurance policies issued by a plurality of investment
grade carriers, the at least one fund providing enhanced risk adjusted
investment return. The method performing the steps of: selecting
the plurality of life insurance policies for the at least one fund
without underwriting on the lives of the insured of each life insurance
policy; acquiring the selected plurality of life insurance policies
for the at least one fund; and managing the fund to maximize a financial
risk adjusted investment rate of return that provides equity level
returns with fixed income asset exposure.
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