The Insurance Safety Device is a device that connects to the ignition
and regulates the start up of the vehicle with the use of a computer
chip or strip located in or on an insurance card or the driver's
license. The chip or strip has the auto insurance and personal driver's
license information of an auto user. The scanning device reads and
stores the user's information. While running on real time, when
the card or driver's license is swiped in the safety device, the
information on the chip/strip is read. The safety device receives
current auto insurance information status provided from a web site
that the insurance companies only would have access to for inputting
their insured's auto insurance and driver licensing information.
If there are any problems with the auto user's insurance or driver's
license, the device will not allow the vehicle to start.
1) Computer chip or magnetic strip means a pre-program small thin
electronic device or a long thin area that stores the card holder
or licensed holder insurance and driver's license information
2) Receiver means the device housed within the reader that converts
information received from the outside data base source for vehicle
3) Scanner means an electronic device that houses a vehicle VIN#
and read the personal insurance and license information stored on
the computer chip or magnetic strip. It would also store the last
ten driver's license users of that a particular motor vehicle.
4) Out-side information source means an information web-site that
houses and sends to the safety device information such as the insurance
company, an individual's insurance status and personal driver's
BACKGROUND OF THE INVENTION
 The Insurance Safety Device is intended for the use of the
insurance companies. The Insurance Safety Device would fulfill the
need for providing current insurance and license information before
operating a motor vehicle. The appealing features of the Insurance
Safety Device are the insurance savings, safety and security. Instead
of allowing motorist with no insurance or a suspended licenses or
no license to drive, this device would require current insurance
and driver's license each time a motor vehicle is started. This
would automatically filter out those who are uninsured and unauthorized
to operate a moving vehicle. It would help reduce the risk of accidents
involving high-risk drivers, while reducing the over all cost of
insurance for safe, law abiding motorist. For further use, this
device could possible help to deter auto theft using the information
stored in the reader.
 According to the Standard Industrial Classification (SIC)
system, the Insurance Safety Device would fall under SIC code 3714--Manufacturers
of Motor Vehicle Parts and Accessories.
 Under the North American Industrial Classification System
(NAICS) the classification code is 336322--Manufacturers of Miscellaneous
Motor Vehicle Electrical and Electronic Equipment.
BRIEF SUMMARY OF THE INVENTION
 The Insurance Safety Device is an automotive device that
connects to the ignition and regulates the start up of a vehicle
by the use of a computer chip or magnetic strip located in or on
an insurance card or located in or on an individual driver's license.
The computer chip or strip would hold the auto insurance and personal
drivers license information of the auto user. The reader would read
and store the drivers' insurance and personal driver licensing information.
It also receives the users insurance company and licensing status
from an outside source. If any problems were detected with the insurance
or the individual's license information, the vehicle would not be
permitted to start.
DETAILS OF DESCRIPTION OF THE INVENTION
 The System would be comprised primarily of a computer chip
or a magnetic strip housed in/on an insurance card or drivers license.
An electronic scanner, a control switch, insulated input wiring
and mounting hardware. The scanner, while reading the information
would be capable of running on real time when reading the insurance
card or driver's license, that houses computer chip or magnetic
strip. Also while running on real time, the scanner receives the
current insurance and driver's licensing information provided from
the outside data base source. The scanner would be wired to a control
switch in the ignition system of the vehicle to regulate the start-up
of the vehicle. Before the vehicle can be used, the motorist must
first swipe the insurance card or drivers license through a slot
opening on the scanner. The coded electronic information on the
computer chip or magnetic strip would be immediately interpreted.
As long as the driver's license and insurance is current, a green
light on the scanner will show and the ignition to start the engine
will activate. If an individual had no auto insurance or an expired
or a suspended license, the reader will display a message indicating
the problem of no insurance or driver's license problem. A red light
will then show and the ignition circuit would be disabled preventing
the engine from starting.