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Insurance Abstract
Health insurance enterprising policy leads to increase an additional
income channel from their own employees at and by enterprises, manufacturers,
companies, organizations, agencies besides their original business
lines. It simplifies business network to be a project of neither
investment capital nor competitor to benefit enterprises in their
developing fields at a long term.
Insurance Claims
4. What I claim as my invention is: Enterprises, manufacturers,
companies, organizations, agencies, supermarkets, associations,
business groups handle health (mutual) insurance for their own employees
as their business, including: all business companies with employees,
insurance business of all sorts in said manufacturers, companies,
etc, these employers handling insurance business to their own employees
under same/other names and addresses of companies. Enterprises,
manufacturers, companies, organizations, agencies, supermarkets,
associations, business groups handle health (mutual) insurance for
their own employees referring to claim 4, wherein employers as insurers
include their owners and/or shareholders: Enterprises, manufacturers,
companies, organizations, agencies, supermarkets, associations,
business groups handle health (mutual) insurance for their own employees
referring to claim 4, wherein employers as insurers include their
family members and/or relatives of owners. Enterprises, manufacturers,
companies, organizations, agencies, supermarkets, associations,
business groups handle health (mutual) insurance for their own employees
referring to claim 4, wherein employers as insurers include their
family members and/or relatives of shareholders. Enterprises, manufacturers,
companies, organizations, agencies, supermarkets, associations,
business groups handle health (mutual) insurance for their own employees
referring to claim 4, wherein employers as insurers include their
authorized insurance executors and/or associate members of owners.
Enterprises, manufacturers, companies, organizations, agencies,
supermarkets, associations, business groups handle health (mutual)
insurance for their own employees referring to claim 4, wherein
employers as insurers include their authorized insurance executors
and/or associate members of shareholders. Enterprises, manufacturers,
companies, organizations, agencies, supermarkets, associations,
business groups handle health (mutual) insurance for their own employees
referring to claim 4, wherein employers as insurers include their
substitutes in any forms and/or under any arrangement without using
employers' names of same status. Enterprises, manufacturers, companies,
organizations, agencies, supermarkets, associations, business groups
handle health (mutual) insurance for their own employees referring
to claim 4, wherein employees as insured and their proper employers
as insurer. Enterprises, manufacturers, companies, organizations,
agencies, supermarkets, associations, business groups handle health
(mutual) insurance for their own employees referring to claim 4,
wherein both employees and employers function as both insured and
insurer sharing profits. Enterprises, manufacturers, companies,
organizations, agencies, supermarkets, associations, business groups
handle health (mutual) insurance for their own employees referring
to claim 4, wherein employees that includes whole or a part of employees.
Enterprises, manufacturers, companies, organizations, agencies,
supermarkets, associations, business groups handle health (mutual)
insurance for their own employees referring to claim 4, wherein
including exchange of employers and employees among them under any
forms as "a" company takes employees of "b"
company, of "a b" companies, of "b c" companies,
etc as insured. Enterprises, manufacturers, companies, organizations,
agencies, supermarkets, associations, business groups handle health
(mutual) insurance for their own employees referring to claim 4,
wherein it includes collective insurance companies under function
of these employers to employees of any companies among them. Enterprises,
manufacturers, companies, organizations, agencies, supermarkets,
associations, business groups handle health (mutual) insurance for
their own employees referring to claim 4, wherein it includes health
insurance policies, cards, function, necessary requirement of insurance
offices using same or other names. Enterprises, manufacturers, companies,
organizations, agencies, supermarkets, associations, business groups
handle health (mutual) insurance for their own employees referring
to claim 4, wherein insured who pays insurance premium to obtain
health care coverage from insurer of companies they work. Enterprises,
manufacturers, companies, organizations, agencies, supermarkets,
associations, business groups handle health (mutual) insurance for
their own employees referring to claim 4, wherein insurance premium
will be collected timely or monthly from employees. Enterprises,
manufacturers, companies, organizations, agencies, supermarkets,
associations, business groups handle health (mutual) insurance for
their own employees referring to claim 4, wherein health care coverage
includes reimbursement of medical, medicine, doctor and hospital
bills to insured. Enterprises, manufacturers, companies, organizations,
agencies, supermarkets, associations, business groups handle health
(mutual) insurance for their own employees referring to claim 4,
wherein insurance policies include health care coverage with or
without employees' family members.
5. What I claim as my invention is: Enterprises, manufacturers,
companies, organizations, agencies, supermarkets, associations,
business groups handle employee insurance for their own employees,
wherein it includes employees' insurance of all sorts; automobile
and housing insurance with insurance policies, cards, premium, reimbursement,
function, necessary insurance requirement functioning by their employers
to employees. Enterprises, manufacturers, companies, organizations,
agencies, supermarkets, associations, business groups handle similar
insurance financial business of employers to employees, wherein
it consists of financial business of all sorts; opening employees'
accounts for savings or similar savings projects; gathering savings
capital to their employers and earning interest for employees. Enterprises,
manufacturers, companies, organizations, agencies, supermarkets,
associations, business groups handle employee insurance and financial
business of all sorts from employers to employees referring to claim
5, wherein their scope of protection refers to the whole elements
and composition written in claim 4. Enterprises, manufacturers,
companies, organizations, agencies, supermarkets, associations,
business groups handle employee insurance and financial business
of all sorts from employers to employees referring to claim 5, wherein
it includes doing the same or similar business under same/other
names and addresses of companies of same status.
6. What I claim as my invention is: Employees' insurance &
financial business to employees as clients functioning by employers
as owners of their enterprises, manufacturers, companies, organizations,
agencies, business groups, associations, supermarkets, business
groups with employees referring to claim 4, claim 5 and claim 6,
wherein the elements, composition, structures, function of the systems
in any forms, process of making, contents, illustrations, of the
invention, any other structures, modifications, replacement of language
performing same or similar projects referring to their original
fundamentals to the same effect and/or combining the invention with
any other insurance, projects or systems having similar outcome
under same circumstances using other names are in the scope of the
protection of the invention, the invention using everywhere.
Insurance Description
CROSS-REFERENCE TO RELATED APPLICATIONS
[0001] Disclosure Document Deposit Request; Disclosure Document
No: 503810 date: Jan. 18, 2002 PTO-1652 (8/99)
STATEMENT REGARDING FEDERALLY SPONSORED RESEARCH
[0002] "Not Applicable"
REFERENCE TO A MICROFICHE APPENDIX
[0003] "Not Applicable"
BACKGROUND OF THE INVENTION
[0004] Manufacturer is a source of power creates immense jobs for
employees to promote progress of a society. FIG. 2: Enterprises,
companies, manufacturers, organizations, agencies. ought handle
Health insurance line for their own employees as their business
to increase a new activity besides current income line thus improving
financial standing to reinforce their capitals 5 in new investments
but they do not handle such a system by themselves.
[0005] The inventive theory is to create extra profits of neither
investment capital nor business competitors with their own employees.
BRIEF SUMMARY OF THE INVENTION
[0006] Enterprises stand at sphere to maintain considerable jobs
for employees to progress a society while FIG. 5: Health insurance
enterprising policies assure at enterprises to support better financial
standings by employees to develop in business groups.
[0007] The advantage of the inventive theory leads to increase
an additional income channel from their own employees at and by
enterprises, manufacturers, companies, organizations, agencies besides
their original business lines.
[0008] The system includes Health insurance enterprising policy,
function of the system at and by enterprises, manufacturers, companies,
organizations, agencies with their own employees.
BRIEF DESCRIPTION OF THE DRAWINGS
[0009] FIG. 1; Health insurance enterprising department network.
[0010] FIG. 2; Income profits in two periods.
[0011] FIG. 3; List of reference in estimation.
[0012] FIG. 4; Collective insurance office for small companies.
[0013] FIG. 5; Profits are from zero-point (assessment table).
[0014] FIG. 6; Employee's Insurance Status.
[0015] FIG. 7; Multiplication on income.
[0016] FIG. 8; Business without competition.
[0017] FIG. 9; A group of economic power in commercial expansion.
DETAILED DESCRIPTION OF THE INVENTION
[0018] FIG. 1: The policy will create Health Insurance Enterprising
Department 1 to be handled at and by enterprises, manufacturers,
companies, organizations, agencies for their own employees 2.
[0019] Employees should have health insurance cards or personal
insurance numbers to be provided by their own employer as insurance
company and monthly premiums will directly be paid by employees
from their pay check accounts.
[0020] FIG. 3: It illustrates profit of the project on an annual
report in which "A" represents profit earned from each
employee, if a company has 100 employees, its profits will be $90,000
per year. There are 3 million US state employees, its annual profits
will be around US$2,7 billions on the same basis. FIG. 6: Employee's
status including insurance premiums 3 as well as medical repayment
with prescription 4 has to be indicated in an individual record.
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